Our primary product is based on a business principle that has been in existence for centuries: Your future business is valuable and can be sold.

YES, we’re willing to advance you capital based on customers you haven’t met and products or services you haven’t sold yet. How do we do that?

By looking at your last four to six months of merchant processing statements, we take a “snapshop” of your business, calculate the value of your future sales, and determine how much funding we can get you. Easy does it.

And here’s the best part: We don’t charge for that. We only make money when you make money.

Now you’re probably wondering, “So what’s the catch? How does this whole thing work?” We’re glad you asked. Here’s a common scenario:

Mary’s Bakery does $30,000.00 in Visa and MasterCard transactions each month and needs $15,000.00 for a discounted local advertising campaign. In the past, Mary had trouble securing business financing through the bank and does not want to dip into her personal savings or credit cards. After scouring the Internet, looking for business loans for women and grants to no avail, Mary receives a postcard from us. She is curious about this alternative funding solution that does not require collateral or a personal guarantee: the merchant cash advance.

We give her several offers from our various funding investors—all based on her last four months of merchant processing statements— and she picks the one that fits her needs. After she fills out the appropriate paperwork, the funds are deposited directly into her business checking account.

Each day, when she batches out her credit card transactions from her customers, a small percentage of the daily total goes back to the investor until the advance is paid in full. When Mary has a slow day, the amount she pays back is less. When she has a busy day, her balance is paid quicker. She is never assessed a late fee or required to pay back a minimum amount. When Mary pays back the advance in full, she becomes a VIP client and is eligible for more funding with extra perks.

Still not convinced? Check out these reasons to give us a call:

• You may have noticed we don’t look like a bank, and that’s because we’re not a bank. We want you to feel comfortable, like you’re chatting with a trusted mentor who cares about the future of your company. No pressure.
• When you talk to us, don’t worry about having a song-and-dance routine. You don’t have to put on a suit, impress us with your business plan, or justify your credit score. Call us whenever it’s convenient for you. Wear your pajamas, if you’d like. We’ll never know.
• We won’t string you along. Nobody likes that, and we just don’t do it. We’ll give you an answer within 24 to 48 hours, and we won’t charge you a dime for that—unlike some of our competitors.
• Your private information is secure with us. We use the latest technology to ensure it, and we will never sell your information.

Too busy to call right at this moment? Email us at apply@tmkfunding.com and we’ll contact you at the date and time of your choice.

Ready for us to go to bat for you? Fax your merchant statements to 888-363-2636 today.